Sustentabilidade ambiental no planejamento financeiro pessoal: Um estudo com estudantes universitários

Abstract

This study aims to investigate the relationship between personal financial planning and environmental sustainability practices among university students. The research was carried out with members of the Geotechnologies, Financial and Environmental Education Laboratory (LabGEFA) and the Tutorial Education Program (PET) of the Federal Rural University of Amazonia (UFRA), with a focus on understanding how sustainable practices can be incorporated into personal financial planning. The methodology adopted was qualitative, using a bibliographic survey and the application of an online questionnaire. The results show that although the majority of participants have a basic level of knowledge about sustainability and financial planning, many already adopt practices such as reducing water and energy consumption, recycling and conscious shopping. However, lack of information and the difficulty of changing habits emerge as the main obstacles to adopting sustainable financial practices. In terms of suggestions, the participants point to the importance of educational activities, such as courses and conversation circles, as well as government incentives and more sustainable financial planning tools. The research contributes to the understanding of how to integrate sustainable practices into personal financial planning, offering important insights for future educational initiatives and public policies.